Fortier Financial Services, LLC
Life Insurance. Strategic Design to Maximize Value.
FREE Life Insurance Comparison
Life Insurance Cash Value & Asset Protection
Strategic value is not found.
It is designed.
A complimentary comparison of your current life insurance policy against a strategically designed Indexed Universal Life — built around your family, your income, your debts, and your planned legacy.
Two policies can cost the same and protect very differently.
Most people are handed a generic or minimally modified policy. A strategically designed policy is drawn around you or the insured person. My policy design actually keeps You as The Top Priority for maximum policy features, DB, and potential cash value...frequently, at your same current policy premium or less.
Share the basics
Standard VS Fortier Financial Strategic Design
| Comparison | Off- the shelf policy | Fortier Financial Services Strategic Design |
|---|---|---|
| How the coverage is sized | A single death benefit, chosen from a rule of thumb. | Designed to maximize your DB and potential cash value - money that you can use while you are living! |
| Product and carrier fit | Whatever the first quote happened to return. | The permanent or blended structure matched to your health, age and time horizon. |
| Living benefits and riders | Add-ons offered only when you ask for them. | Riders selected for real risks, disability, critical illness, chronic illness, and lower your surrender fees. |
| Ownership and beneficiaries | Defaults left exactly as they were issued. | Ownership, beneficiary and trust arrangements reviewed and aligned with your wishes. |
| Value over time | Filed away and never revisited. | Designed to increase your cash account value, according to your life, health, and available rates. |
Comparisons are illustrative of approach, not a promise of outcome. Availability, benefits and rates depend on the carrier's underwriting and on your state of residence, age and health.
Four fields and your consent — about two minutes. No account, no medical exam, nothing to upload.
Matthew Fortier, Licensed Life Insurance Agent
My TOP goal: Provide the BEST IUL life insurance policy for You:
I design a STRONG policy, OR I'll recommend your life policy if it can serve you better than my designed policy.I'm a licensed life insurance agent. I work at No cost to you. An honest & fair comparison for You.
Every recommendation explained in plain language before you decide.
No obligation, and no pressure to replace a policy that already serves you well.
Fortier Financial Services, LLC is an independent licensed insurance agent. This website is an advertisement for life insurance and a solicitation of insurance. It is not affiliated with, endorsed by, or connected to any government agency. Licensed life insurance agent; licensing information is available on request.Policy availability, benefits and rates are subject to the carrier's underwriting guidelines and to your state of residence, age and health. No coverage is in force until a policy is issued and the first premium is paid. A comparison is provided at no cost and creates no obligation to purchase.By opting in you consent to receive calls, texts and emails as described on this page. Message frequency varies. Message & data rates may apply. Reply STOP to cancel or HELP for help.© 2026 Fortier Financial Services, LLC. All rights reserved.
